Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016

Floor Speech

Date: May 18, 2016
Location: Washington, DC

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Mr. COATS. Mr. President, we are all too familiar with the famous promises President Obama made to sell the American people on his ObamaCare proposal, and yes, I said, ``sell.''

We now know from White House revelations made by former Members who work for the President that the White House has been actively engaged in selling their program, selling their proposals to the American people through some admittedly sophisticated ways in using social media to achieve a goal. Just recently, White House National Security Advisor Ben Rhodes did an interview and discussed openly how the White House manipulated the media and the American people to sell the administration's Iranian nuclear agreement.

With all the authority given to an American President, President Obama made this statement to sell ObamaCare to the American people--and I quote: ``No matter how we reform health care,'' the President said, ``We will keep this promise to the American people: If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you'll be able to keep your health care plan, period.''

Why did the President add ``period'' to that statement? The statements are clear. If you like your doctor, you keep your doctor. If you like your health care plan, you keep your health care plan. When you add ``period,'' it basically says: Take my word for it. Count on it. It is a done deal. I am telling you, the American people, I am making you a promise--period. You can take this one to the bank.

I am not often a reader of the New York Times, but a recent headline in the paper caught my attention: ``Sorry, We Don't Take Obamacare.'' The article discusses the growing number of doctors and hospitals who are no longer accepting patients who are covered by ObamaCare insurance plans. So much for ``If you like your doctor, you will be able to keep your doctor, period.'' So much for that promise.

It is not just medical professionals who are saying no to ObamaCare. The largest health insurer, UnitedHealth Group, recently announced it will stop selling individual ObamaCare plans in Indiana next year because such plans simply are not profitable. It is pretty hard to run a business if you are not making a profit. If you are losing money, you can't pay the employees. You can't produce your product. UnitedHealthcare has said: We have lost so much money under this ObamaCare mandate that we are going to stop selling individual plans.

According to the Indianapolis Business Journal:

In April, UnitedHealth said it would drop out of all but a ``handful'' of state exchanges where it sells individual Obamacare plans. It had said the exchange market was smaller and riskier than it had expected.

I think I heard a lot of the Republican Members on the floor basically saying what has been written and endorsed and imposed on the American people is something that simply doesn't make economic sense. There are going to be insurance companies that simply are not going to be able to not only survive on this basis but will not make any profit whatsoever. Obviously, with the case of UnitedHealthcare, they are dropping this because they simply cannot expose themselves to this kind of risk. It is said that they will lose $650 million on the plans this year alone, and UnitedHealthcare sold coverage in 34 States on the ObamaCare exchanges.

The UnitedHealthcare situation is not unique. According to the Indiana Business Journal, ``Roughly half of the health insurers selling plans on the Obamacare exchange in Indiana lost money on the business last year.''

So much for the President's promise: ``If you like your health care plan, you'll be able to keep your health care plan, period.'' So much for the President's promise.

Decreased access to providers is just one of many problems with ObamaCare. Another major problem is the rising cost of coverage for those who are on this plan. Oh, yes, there were other promises made by the President here also. You may recall the President promised that the annual health care costs would be cut by $2,500 per family if ObamaCare were enacted. As recently as 2012, we were told by the President that the health insurance premiums paid by small businesses and individuals will go down because of ObamaCare--another promise to the American people: Don't worry, folks. . . . Your costs are going to go down, not up.

Despite that promise that ObamaCare will cut costs and make coverage more affordable for families and small businesses, many Americans are experiencing higher premiums or paying outrageous deductibles when they purchase coverage through the ObamaCare exchanges.

I have been on this floor documenting literally hundreds, if not thousands, of inputs to my office through phone calls, emails, and so forth, saying: Wait a minute. I just got a notice from my insurance company that my deductible is skyrocketing from $1,000 to $5,000 or to $7,500 or $9,000. I can't afford this kind of stuff. I thought we were promised this wouldn't happen. It is not just the deductibles, it is the copays.

All of a sudden, I walk in and a doctor's office says: Wait a second. You have to put down the cash copay here. My copays have just gone through the roof.

Premium increases have dramatically increased. The average premium for benchmark silver plans in the Federal exchange, the ObamaCare exchange, is rising by 7.5 percent this year.

In Indiana, premiums for policies on the ObamaCare marketplace have gone up by an average of 14.4 percent per year since ObamaCare was implemented, a total increase. Get this. We have had a total increase in premiums under ObamaCare in Indiana totaling 71.5 percent.

Tell the American people: You have my word, period. This isn't going to happen.

It happens, and what do we hear? What is this rhetoric we hear coming out of the White House? This is one of the most wonderful things that has ever happened.

In the campaign--I mean, those running for office from the President's party are simply saying: You have to elect us to preserve this wonderful ObamaCare health plan.

Is it any wonder the American people are turning out in record numbers to vote against this kind of thing?

These are just a few of the many broken promises and the many problems with the ObamaCare law. There are many other things I could get into, such as the failure of many State-run exchanges. Some States only have one exchange or no exchanges left. The rollout of the plan-- which cost American taxpayers hundreds of millions of hard-earned tax dollars because this rollout was so botched nobody could get into the computers or even on the phone--the thing was rushed to meet a deadline, and they weren't prepared. It was hundreds of millions of dollars just to get it on board so people could begin to ask questions as to what they were mandated they had to do. So from increasing premiums and increased health care costs to failures to keep your doctor, to reduced access to doctors and hospitals, the bottom line is ObamaCare is not working for the American people.

Rather than making health care more affordable and successful, ObamaCare has actually driven up health care costs and a decreased choice of doctors for too many Americans and too many American businesses. It is long past time for repeal of the President's disastrous health care law. We need to replace it with more effective and clearly patient-centered solutions.

Despite numerous attempts by Republicans to repeal this fatally flawed legislation, all efforts have been rejected by the President and the White House, but we are approaching the time when the American people can express their response to these broken promises this administration has made in relation to ObamaCare.

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